Charnock Commercial Finance Ltd

Charnock Commercial Finance LtdCharnock Commercial Finance LtdCharnock Commercial Finance Ltd

Charnock Commercial Finance Ltd

Charnock Commercial Finance LtdCharnock Commercial Finance LtdCharnock Commercial Finance Ltd
  • Home
  • About Us
  • Bridging loans
  • Commercial finance
  • Second Charge Loans
  • Specialist Lending
  • Contact
  • More
    • Home
    • About Us
    • Bridging loans
    • Commercial finance
    • Second Charge Loans
    • Specialist Lending
    • Contact
  • Home
  • About Us
  • Bridging loans
  • Commercial finance
  • Second Charge Loans
  • Specialist Lending
  • Contact

Specialist Commercial & Short-Term Finance, Made Simple

Specialist Commercial & Short-Term Finance, Made SimpleSpecialist Commercial & Short-Term Finance, Made SimpleSpecialist Commercial & Short-Term Finance, Made Simple

Expert advice on bridging, commercial, second charge, and specialist loans — tailored to you. 

Get Started

Specialist Commercial & Short-Term Finance, Made Simple

Specialist Commercial & Short-Term Finance, Made SimpleSpecialist Commercial & Short-Term Finance, Made SimpleSpecialist Commercial & Short-Term Finance, Made Simple

Expert advice on bridging, commercial, second charge, and specialist loans — tailored to you. 

Get Started

Introduction

At  Charnock Commercial Finance Ltd, we provide clear, honest advice for individuals, property investors and business owners who need specialist finance solutions.

Whether you’re working to a tight deadline, refinancing a complex property, or your situation doesn’t fit standard lending criteria, we take the time to understand your goals and source the right solution.

No jargon. No pressure. Just straightforward advice.

Your Specialist Finance Partner

Welcome to Charnock Commercial Finance Ltd. We provide clear, straightforward advice on specialist lending, helping individuals, property investors, and business owners find the right finance solutions for their unique circumstances. No jargon. No pressure. Just expert guidance you can trust. 

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What We Specialise In

Bridging Loans

Second Charge Loans

Commercial Finance

Short-term funding solutions for property purchases, auctions, refurbishments and time-sensitive transactions.

Commercial Finance

Second Charge Loans

Commercial Finance

Finance for commercial properties, semi-commercial buildings, business premises and investment opportunities.

Second Charge Loans

Second Charge Loans

Second Charge Loans

Raising capital against property where a first mortgage is already in place, without disturbing your existing arrangement.

Specialist Lending

Second Charge Loans

Second Charge Loans

Solutions for complex income, credit issues, unusual properties or non-standard circumstances.

Why Choose Charnock Commercial Finance Ltd?

whole-of-market advice

We work across the entire market to find the best solutions for your needs, not just the ones offered by a single lender. 

Experience with complex and non-standard cases

No case is too complicated — we specialise in situations that traditional lenders may not accommodate. 

Clear explanations and realistic expectations

We break down every option and explain the risks, helping you make informed decisions without confusion. 

Access to a wide panel of specialist lenders

Our extensive network gives you access to lenders who can provide tailored solutions for a variety of circumstances. 

A personal, hands-on service from start to finish

From your first enquiry to completion, we guide you personally, ensuring a smooth and straightforward process. 

Client Reviews

GET IN TOUCH TODAY TO DISCUSS YOUR OPTIONSPECIALIST LENDING

Contact Us

Drop us a line!

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Get Started Today

Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!

Charnock Commercial Finance Ltd

Lesscent House - Office Space and Virtual Office, Wigan Road, Bryn, Ashton-in-Makerfield, Wigan, UK

+44.7886272194

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Compliance Statement

 Charnock Commercial Finance Ltd  is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1039549 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £599. Charnock Commercial Finance: Registered Address: Suite 2, Lesscent House, Wigan Road, Bryn, Wigan, WN4 0AR. Registered in England and Wales No: 16399015. 

Not all services we offer are covered by the FCA. Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. 

The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. 

Copyright © 2026 Charnock Commercial Finance Ltd - All Rights Reserved.

  • About Us
  • Bridging loans
  • Commercial finance
  • Second Charge Loans
  • Specialist Lending
  • Contact

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